17 Sep
2010

How to build a house

The building boom for residential homes holds despite slightly rising interest rates continues. If you look around the construction areas have been especially successful 0815-standard houses in front: gable roof, four walls, windows, door – done. And just as conventionally is unfortunately also the technical design. It will be built despite the known benefits and low cost high quality low energy houses or passive houses barely. A passive house can be found even rarer than a low energy in new development areas. Apparently many owners do not understand it, because with today’s energy prices, it is certainly anyone care if he has indeed received the credit currently favorable, but in the coming years must pay the ever increasing energy prices. The additional costs for a passive house are very low and the costs even with proper planning match those of a conventional house.

Apparently, many owners fear an overloaded with technology house. A passive house can be equipped but contrary to popular opinion, even with much less technology be than a conventional house. The equipment of technology in a passive usually corresponds to the personal beliefs of the house owner, so there are many possibilities for realization. Because of the low heating energy but also a very simple home automation is possible, which is also maintenance free, easy to use. The construction of a passive house offers almost nothing but benefits. In particular, the extremely low heating bills, the pleasant temperature, the summer heat and the constantly supplied fresh air to make the passive to the optimal place to live, work and live.

13 Sep
2010

Insurance For Cars

The Car Insurance Sector, which sees the crisis is far car insurance and insurers are looking to pass the economic crisis in full health for many entrepreneurs had been killed. But considering that the business of insurance companies is anti-cyclical, projections for 2010 should invite a number of considerations. It is estimated that insurance premiums for cars may experience significant declines during the course of 2010, the estimated percentage would be around 4%. From this estimate prove true, the fall would be the same proportion as that recorded during the previous year.

However, in the hope that this low to moderate due to improved claims experience, must be told that do not have much hope. None of the experts on insurance, in general, and specifically car insurance, it occurs to venture in that direction. An improvement of the global economic situation, among many other positive things, would also bring greater car use, and thus a higher risk to insurance companies.

In this way, obtain positive numbers is more difficult in times of economic boom in the days that are worse predictions. It is almost certain that the insurance industry for cars will not see their premiums increase over 2010, although companies may raise their values. We must also bear in mind that the almost three years of its economic recession made a fleet with fewer renewal fee, that is, it has old-looking for a faster way than usual because the decline in sales new cars has prevented its renewal, which may also affect the increase in accidents on the road. Also, the sale of used cars has continued its way steadily further in the aging fleet.

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